Who Needs Health Insurance?

who need health insurance

Health insurance is a necessity for everyone. Whether you are a student or working in a high-risk occupation, you'll need it at some point. Coverage for these expenses is essential, as they can save you thousands of dollars over the course of your career. Plus, having health insurance also lets you get preventative care such as screenings, vaccines, and office visits. You'll be much less likely to fall sick later on if you have coverage.

Choosing the right health plan can be difficult, especially if you're uninsured or under-insured. That's why you'll need to consider how much your plan will cost and how much it covers. There are consumer assistance groups, sometimes called navigators or in-person assisters, that can help you choose the best plan for your situation. They can also help you fill out application forms and find out if you qualify for financial assistance. They can provide you with impartial advice and help you sign up for the best plan. And they can even point you in the direction of resources and help you with your questions.

In addition to getting the best rate on a health insurance plan, the ACA's Open Enrollment Period is a great opportunity to get the most affordable coverage available. During this time, consumers can enroll in a health plan that will fit their budget and their needs. And because Open Enrollment occurs only once a year, it is easy to sign up for an insurance policy. Just make sure you sign up during the appropriate enrollment period.