Who Needs Health Insurance Now - A Guide to Finding Low Cost Health Insurance in Your State?

If you are unemployed right now or have been out of work for a while, the question on the minds of many people is "Who need Health Insurance?" The answer to this question will vary depending on whether you have recently lost or gained weight. First, you should know that there are some people that qualify for a supplemental safety net in the supplemental health care act known as the HIPAA. Under this act, private insurance companies are not allowed to turn down a patient based solely on their weight. If you fall within the guidelines and you have dropped significant weight, you will be able to get coverage from your insurance company.

who need health insurance


Another option available for people who need health insurance right now is co-payments. Co-pays are deductions made by your doctor in order to help cover your medical expenses. If you don't like this option, there are a couple other alternatives you can consider. Some health plans include a choice between deductibles and co-pays, so you will have to decide which would be more comfortable to you.


The last option is called indigency. If you are considered to be an "undefined beneficiary" it means that there is no such thing as a cap on how much you will be required to pay out-of-pocket. Some Medicaid plans allow indigency to apply for zero dollars in medical costs. If you fall into this category and you need health plans in your current state, you need to take a close look at what your individualized Medicaid plan has to offer. Indigency may not even be an issue if you have Medicaid expansions in your state.