Reasons For Getting Health Insurance

who need health insurance

The Affordable Care Act (ACA) has made health insurance more affordable for people who need it. In order to qualify for subsidies, an individual must earn less than 138 percent of the federal poverty level. A person can qualify for financial help if they qualify for specific programs. However, the average income in the US is now too high to receive a subsidy. This means that people who need health insurance will have to pay higher premiums.

In New York, individuals who need health insurance must shop for coverage. The State of Health (NYSH) has several programs that can help them compare plans, as well as get accurate information about benefits, cost, and provider network availability. If a patient does not qualify for Medicaid, a qualified enrollment assistance program can help them find coverage. This program is free and available to individuals, children, and parents who need it. Those with pre-existing medical conditions can qualify for Medicaid as well.

In Rockland County, health commissioner Patricia Schnabel Ruppert and County Executive Ed Day remind residents that the Open Enrollment Period is coming up, and they need to enroll. The enrollment period runs from November 1, 2018 to January 31, 2019. These are the most common reasons for getting insurance. It is important to sign up for the right plan so that you will be covered in the event of an illness, injury, or accident. If you are unsure about your eligibility, you can contact a licensed professional to help you enroll.